January 8, 2024

The Symbiosis of Knowledge and Behavior: An Indispensable Duality

A powerful phrase states, “Behaviour is always greater than knowledge because there are numerous situations in life where knowledge fails, but behaviour can still handle them.” This concise statement seeks to elevate the significance of behaviour over the possession of knowledge, implying that it is not always the most educated individuals who achieve success but […]

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The Imperative Role of Credit Life Insurance in Debt Management

The Crucial Role of Credit Life Insurance in Modern Financial Planning Understanding the complexities of various insurance packages is crucial in an era where financial literacy is paramount. Credit life insurance is emerging as a critical instrument in the financial arsenal of individuals, particularly those who are in debt. This unique insurance option, designed to

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Empowering India’s Heartland: Unraveling the Life Insurance Conundrum in Rural India and Social Sectors

Introduction: Life insurance, as an instrument of financial security and savings, has a long history in India, tracing back to 1818 with the establishment of the Oriental Life Insurance Company in Kolkata. Since then, the industry has evolved substantially, shaped by nationalisation, liberalisation, and increased competition from private and foreign players (Malhotra Committee Report, 1994).

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